Compare the Cards

Card	Maestro	IKI Premija Maestro	IKI Premija MasterCard	MasterCard Xameleon	BalticMiles MasterCard	MasterCard Charge credit card	MasterCard credit card	MasterCard Gold	MasterCard Platinum
Card maintenance fee	10 Lt yearly (from second year)			49 Lt yearly	3,5 Lt/ month (first 6 month – 0 Lt)	40 Lt yearly	60 Lt yearly	300 Lt yearly	450 Lt yearly
Card issuing fee			10 Lt
Credit limit			Up to 2 salaries	Up to 3 salaries	Up to 3 salaries	Up to 2 salaries	Up to 2 salaries	Up to 2 salaries	Up to 3 salaries
Credit interest			0%	12-16%	18%	0%	16%	0%	11%
Grace period				Up to 55 d. (purchase transactions)	Up to 55 d. (all transactions)				Up to 55 d. (purchase transactions)
Credit repayment			Untill credit repayment day of the next month	Untill credit repayment day of the next month	Untill credit repayment day of the next month	Untill credit repayment day of the next month	Until the expiry date of the card	Untill credit repayment day of the next month	Untill credit repayment day of the next month
Credit repayment day			15 d.	5 – 24 d.	5 – 24 d.	15 d.	Flexible	15 d.	5 – 24 d.
Minimum mandatory payment			Total spent amount per previous month	10-100 percent from the amount of used credit limitt	10-100 percent from the amount of used credit limitt	Total spent amount per previous month	Only ionterest	Total spent amount per previous month	10-100 percent from the amount of used credit limitt
Travel insurance				Valid for cardholder	Valid for cardholder			Valid for cardholder and his family members	Valid for cardholder and his family members
Possibility to deposit personal funds	+	+		+	+		+		+
Possibility to make a transfer from the card account	+	+					+
Possibility of Internet payments			+	+	+	+	+	+	+
Discounts for card holders	+	+	+	+	+	+	+	+	+
Picture Card	+			+		+	+
Cash withdrawal:
- IKI shops		+
- at Nordea ATMs in Lithuania	1	1	1,25% min 10	1,25% min 10	1,25% min 10	1,25% min 10	1	1,25% min 10	1,25% min 10
- at Nordea group’s ATMs abroad	0	0	0	0	0	0	0	0	0
- at Swedbank, DnBNord, SEB, Šiaulių bankas ATMs	1,4% min 1	1,4% min 1	2,5% min 20	2,5% min 20	2,5% min 20	2,5% min 20	1,4% min 1	2,5% min 20	2,5% min 20
- at other banks’ ATMs	2% min 10	2% min 10	2,5% min 20	2,5% min 20	2,5% min 20	2,5% min 20	2% min 10	2,5% min 20	2,5% min 20