International Payment Orders

With an international payment order, you can receive money from or transfer it to other countries.

Incoming international payments

Payments from Nordea units

• Nordea Payments — these are payments from Nordea units, except those in Estonia, Latvia and Poland. Payments are credited on the next banking day following the day on which the payment order is sent provided that it is received before the cut-off time.
• Nordea Baltic Payments — these are payments from Nordea units in Estonia, Latvia and Poland. Payments are credited on the next banking day following the day on which the payment order is sent provided that it is received before the cut-off time.
• Nordea Intercompany Payments — payments from Baltic and Nordic companies, where the sender and beneficiary are one in the same cor-porate entity or belong to the same group of entities and have accounts in relevant Nordea units. Payments are credited on the same day.

Payments from Nordea units can be made in the following currencies: AUD, BGN, CAD, CHF, CZK, DKK, EEK, EUR, GBP, HKD, HRK, HUF, JPY, KWD, LTL, LVL, NOK, PLN, RON, RUB, SEK, SGD, TRY and USD.

Payments from other banks

These payments are credited on the next banking day following the day on which the payment order is received.

To have payments in foreign currencies credited to your account with Nordea, be sure to provide the payer with the following information:

• Full name of the correspondent bank and its SWIFT code;
• Name of the beneficiary's bank — the Lithuania Branch of Nordea Bank Finland Plc — and its SWIFT code;
• Your IBAN code in our Bank; and
• Your personal or corporate name and address.

Outgoing international payments

In 2 copies of international payment orders should be specified:

• Full name and address of the beneficiary
• The beneficiary's bank account number (if it is an EU-based bank, specify the IBAN code), and
• Full name of the beneficiary's bank and its SWIFT code.

In outgoing RUB payments the following information should be specified.

The cut-off time is 3.00 p.m.

Payments to Nordea units

• Nordea Payments — these are regular payments to Nordea units, except those in Estonia, Latvia and Poland. Payments are credited to the beneficiary's bank account after one banking day.
• Nordea Baltic Payments — these are payments to Nordea units in Estonia, Latvia and Poland. Payments are credited to the beneficiary's bank account after one banking day.
• Payments by Nordea companies to Nordic companies — the sender and the beneficiary of these payments are one in the same corporate entity or belong to the same group of entities and have accounts in relevant Nordea units. Payments are credited to the beneficiary's bank account on the same banking day.
• Payments by Nordea companies to Baltic companies — the sender and the beneficiary of these payments are one in the same corporate entity or belong to the same group of entities and have accounts in relevant Nordea units. Payments are credited to the beneficiary's bank account on the same banking day.

Payments from Nordea units can be made in the following currencies: AUD, BGN, CAD, CHF, CZK, DKK, EEK, EUR, GBP, HKD, HRK, HUF, JPY, KWD, LTL, LVL, NOK, PLN, RON, RUB, SEK, SGD, TRY and USD.

Transfers to other banks

• Regular payments in foreign currencies — payments are credited to the beneficiary's bank account or correspondent bank account after two banking days provided that the payment order is received before 3.00 p.m.
• Regular payments in litas — payments are credited to the beneficiary's bank account or correspondent bank account after one banking day provided that the payment order is received before 3.00 p.m.
• Urgent payments in foreign currencies — payments are credited to the beneficiary's bank account or correspondent bank account after one banking day provided that the payment order is received before 3.00 p.m.

General service rules