Find

Home > Private Customers > Investment and savings > Deposits > Deposit PLUS > 2nd stage

Second Stage Deposit PLUS

In the end of the deposit period You will get guaranteed annual interest of 0.5%, PLUS 10%* additional interest on Your deposit, if the price of the shares of the three well-known international corporations UPM Kymmene Oyj, Honda Motor Co. Ltd and Siemens AG on the 15th of July 2005 is the same or higher than the initial price by the end of the 5th of August 2003.

Sale pariod	2 June 2003 – 31 July 2003**
Maturity date	29 July 2005
Minimum deposit	1000 EUR
Deposit interest	Fixed annual interest 0.5%
Additional interest	PLUS 10%* additional interest
Reference shares	UPM Kymmene Oyj; Honda Motor Co. Ltd; Siemens AG.

Shares tied to the deposit

UPM-Kymmene Oyj
Listed: Helsinki Stock Exchange. UPM-Kymmene is one of the leading paper companies in the world. The company's businesses focus on magazine papers, newsprint, fine and speciality papers, converting materials, and wood products. The company has production in 17 countries and an extensive sales network comprising over 170 sales and distribution companies. UPM-Kymmene's turnover in 2002 was over 10 billion euros and it employs over 35,000 people. Additional information: www.upm-kymmene.com.

HONDA Motor Co. Ltd.
Listed: Tokyo Stock Exchange. Honda Motor Co. Ltd manufactures motorcycles, automobiles, generators and farm machinery. Honda Motor is one of the largest automakers in Japan and the world's larhest motorcycle producer. The company has production in 31 countries over the world. Honda Motor's turnover in 2002 was 3.323 billion yen and it employs over 28.000 people. Additional information: world.honda.com.

Siemens AG
Listed: Frankfurt Stock Exchange. Siemens AG is Europe's largest electronics and electrical engineering firm. Siemens and has operations worldwide in the industrial automation and control, information and communications, lighting, medical, power transmission, and transportation sectors. The company's affiliates produce also household appliances. Siemens turnover in 2002 was 84 billion euros and it employs over 420,000 people. Additional information: www.siemens.com.

* The actual additional interest will be determined on 5 August 2003, and will fall between 8% and 12%.

** Deposit PLUS will be updated every two months. This will give possibility to put Your money repeatedly into deposits, that are tied to the shares of different companies.