Twentieth nineth Stage Deposit PLUS
DepositPlus is an account that combines the benefits of a fixed-term account and favourable share price performance. The invested capital is protected and you receive an annual deposit interest, but you can also benefit from additional interest paid according to a favourable share price performance.
| Sale period | 3 December 2007–31 January 2008 |
| Maturity date | 1 February 2010 |
| Minimum deposit | 500 euros |
| Deposit interest | Fixed annual interest 2,00% |
| Additional interest | Fluctuation range 7–17%* if the rates of all three reference shares are on or above the starting level of 5 February 2008 on the determination date 15 January 2010. Additional interest is not annual interest. |
| Taxation of the deposit and deposit guarantee | This deposit account is an account as referred to in the Credit Institutions Act for the purpose of receiving deposits from the public under the Finnish deposit guarantee. The deposit interests paid on the account are subject to tax at source in Finland to natural persons and domestic death estates. |
| Reference shares | Apple Computer Inc., Hennes & Mauritz AB, StatoilHydro ASA The S&P recommendation for the shares was revised on 13 November 2007. The shares were selected from Standard&Poor's list of best shares as part of the analysis cooperation between Nordea and Standard&Poor's. Standard&Poor's is the world's leading provider of independent equity research. |
* The expected additional interest is 12 %. Accurate additional interest will be defined on 5 December 2007.
** Past performance is no guarantee of future results.
Apple Computer Inc
S&P rating **** (Buy)
- Listed at the: Nasdaq
- ISIN code: US0378331005
- Trading code, Bloomberg: AAPL US
Apple Computer Inc. designs, manufactures, sells and markets computers and personal electronics and communications solutions. The company has increased its sales significantly in recent years thanks to the great popularity of iPods and iPhones. In the financial period 2007 the company's turnover was approximately EUR 18bn and operating profit was approximately EUR 3.3bn. It employed about 18,000 persons at the end of the financial period 2006. Further information on the Internet at: www.apple.com.
Apple Computer Inc, share price performance** January 2005 - November 2007 (USD)
Hennes & Mauritz AB
S&P rating ***** (Strong Buy)
- Listed at the: Stockholm Stock Exchange
- ISIN code: SE0000106270
- Trading code, Bloomberg: HMB SS
Hennes & Mauritz Ab is a Swedish fashion and clothing company. The company operates mainly in the manufacture and retail of clothes, bags, cosmetics and fashion jewellery. The company operates in Europe and North America. In 2006, the company's turnover was about EUR 7.4bn. The company's operating profit was about EUR 1.6bn in the financial period 2006. At the end of 2006, Hennes & Mauritz had about 40,000 employees. Further information is available at www.hm.com.
Hennes & Mauritz AB, share price performance** January 2005 - November 2007 (SEK)
StatoilHydro ASA
S&P rating ***** (Strong buy)
- Listed at the: Oslo Stock Exchange
- ISIN code: NO0010096985
- Trading code, Bloomberg: STL NO
StatoilHydro ASA is a supplier of crude oil and natural gas. StatoilHydro was formed as a result of the merger of two major Norwegian oil companies, Statoil ASA and Norske Hydro ASA earlier this year. StatoilHydro researches, produces, transports, refines and markets oil products. The company operates in Europe, Africa, the Near East, Asia, South America and North America. In 2006, Statoil's turnover was close to EUR 53bn (Norsk Hydro's about EUR 24bn) and operating profit was approximately EUR 14.4bn (Norsk Hydro's about EUR 7bn). At the end of 2006, Statoil employed about 25,000 and Norsk Hydro about 33,000 persons. Further information at: www.statoilhydro.com.
StatoilHydro ASA, share price performance** January 2005 - November 2007 (NOK)
More information about Deposit PLUS is available by tel. +370 5 2361 361 or by e-mail info@nordea.lt.