International Payments

International payments are carried out quickly and efficiently through Nordea group’s worldwide network of correspondent banks.

You can carry out international payments in a fast and convenient way by using electronic and internet banking services.

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  • Luminor Bank payments are payments from Luminor Bank units except those in Estonia and Latvia. A payment of this type is credited to the account on the next banking day after posting it if it has been submitted before the set time.
  • Nordea intercompany payments are payments from Baltic and Nordic companies when the payer and the beneficiary is the same company or its subsidiaries. These payments are credited on the same day.

     

    Payments from Luminor Bank branches can be made in the following currencies: AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, JPY, NOK, PLN, RON, RUB, SEK and USD.

     

These payments are credited to the account on the next banking day after the payment order has been submitted. To have funds credited to your Luminor Bank account (to Bank accounts the number whereof is structured as LTxx21400xxxxxxxxxxx) in foreign currencies, make sure you provide the payer with the following information:
  • Full name of the correspondent bank and its SWIFT code.
  • Name of the beneficiary’s bank – Luminor Bank AB and its SWIFT code.
  • Number of your IBAN account with our bank.
  • Your first name, surname, and address or your corporate name and address.

     

    Below are examples of what information the payer should indicate when making a payment to a Luminor Bank account in Lithuania (to Bank accounts the number whereof is structured as LTxx21400xxxxxxxxxxx).
In order to receive RUB to a Luminor Bank account in Lithuania
Intermediary Bank OJSC Nordea Bank (BIC 044525990, C/A 30101810145250000990)
SWIFT: NDEARUMM
Correspondent Bank Nordea Bank AB (publ), Finnish Branch
C/A 30111810902000036009
Beneficiary’s Bank Luminor Bank AB
A/C 20006808001559
Beneficiary ________________________________________________
(First name, surname, and address or your corporate name and address)
Beneficiary’s Account ________________________________________________
(Number of account with Luminor Bank AB)
Payment Details (Purpose of payment)
In order to receive RUB from Russian state-owned companies
Intermediary Bank ZAO Unicredit Bank, Moscow (BIK 044525545, C/A 30101810300000000545), INN: 7710030411
SWIFT: IMBKRUMM
Correspondent Bank Nordea Bank AB, Finnish Branch, Helsinki SWIFT:
NDEAFIHH C/A 30111810220010000006, INN 9909461823
Beneficiary’s Bank Luminor Bank AB
A/C 20006808001559
Beneficiary ________________________________________________
Name, surname, address, or company name and address
Beneficiary account ________________________________________________
Account number with Luminor Bank AB
Payment details (Payment details)
Information to be indicated for international payments

When transferring funds in USD to a customer of Luminor Bank, the payer should indicate the following information:

Correspondent Bank
Nordea Bank AB (publ), Finnish Branch
SWIFT: NDEAFIHH
Beneficiary’s Bank Luminor Bank AB
SWIFT: NDEALT2X
Benefiary’s Acc. No. ________________________________________________
(Number of account with Luminor Bank AB)
Beneficiary ________________________________________________
(Your first name, surname, and address or your corporate name and address)

When transferring funds in Swedish krona (SEK) to a customer of Luminor Bank AB, the payer should indicate the following information:

Correspondent Bank Nordea Bank AB (publ), Finnish Branch
SWIFT: NDEAFIHH
Beneficiary’s Bank Luminor Bank AB
SWIFT: NDEALT2X
Benefiary’s Acc. No. ________________________________________________
(Number of account with Luminor Bank AB)
Beneficiary ________________________________________________
(First name, surname, and address or your corporate name and address)

When transferring funds in euros (EUR) and any other currencies (HKD, RON, HUF, CHF, DKK, GBP, NOK, RUB, AUD, CAD, CZK, JPY, PLN, USD, SEK) to a customer of Luminor Bank, the payer should indicate the following information:

Correspondent Bank Nordea Bank AB (publ), Finnish Branch
SWIFT: NDEAFIHH
Beneficiary’s Bank Luminor Bank AB
SWIFT: NDEALT2X
Benefiary’s Acc. No. ________________________________________________
(Number of account with Luminor Bank AB)
Beneficiary ________________________________________________
(First name, surname, and address or your corporate name and address)

 

To transfer funds to your foreign partner, please fill out an an international payment form in 2 copies. JMake sure to specify the following information:

  • Full name and address of the beneficiary.
  • The beneficiary’s bank account number (for payments to EU-based banks make sure to indicate the IBAN account number; otherwise the payment will not be processed).
  • Full name of the beneficiary’s bank and its SWIFT code.
  • International payment form can be filled only with SWIFT symbols. If not allowed symbols to be used in form – then error message will be displayed and it will be impossible to confirm Payments. SWIFT symbols are: A B C D E F G H I J K L M N O P Q R S T U V W X Y Z a b c d e f g h I j k l m n o p q r s t u v w x y z 0 1 2 3 4 5 6 7 8 9 + ( ) ? ' : - / , .
For payments in Russian rubles please specify

Beneficiary’s information:

  • Full name and address of the beneficiary.
  • Beneficiary’s INN (10-digit tax identification number) if the beneficiary is not a natural person.
  • Beneficiary’s account (20 digits starting with number 4).

Beneficiary’s bank information:

  • Full name and address of the beneficiary’s bank.
  • BIC code of the beneficiary’s bank (9 digits).
  • Correspondent account of the beneficiary’s bank with the Central Bank of Russian Federation (20 digits starting with number 3; last three digits of the account number correspond to the last three digits of the BIC code of the beneficiary’s bank). Absent in separate cases.

Payment details:

A Russian text must be completed in Latin letters (make use of the transliteration table below).

Аа Бб Вв Гг Дд Ее Жж Зз Ии Йй Кк Лл Мм
A B V G D E ZH Z I Y K L M
Нн Оо Пп Рр Сс Тт Уу Фф Хх Цц Чч Шш Щщ
N O P R S T U F H C CH SH TSH
Ъъ Ыы Ьь Ээ Ю Яя
X YI X YE YU YA

Cut-off time for international payments is 3:00 PM.

Find out more information about rouble payments here.

  • Luminor Bank payments are standard payments to Luminor Bank units. Payments are credited to the beneficiary’s account in 1 banking day.
  • Luminor Bank (from Bank accounts the number whereof is structured as LTxx21400xxxxxxxxxxx) Nordic intercompany payments are payments to Nordic companies when the payer and the beneficiary is the same company or its subsidiaries holding accounts in corresponding units of Nordea. These payments are credited to the beneficiary’s account on the same banking day.

Payments from Luminor Bank (from Bank accounts the number whereof is structured as LTxx21400xxxxxxxxxxx) branches can be made in the following currencies: AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, JPY, NOK, PLN, RON, RUB, SEK and USD.

  • Standard payments in foreign currencies – funds are credited to the beneficiary’s or correspondent bank’s account in 2 banking days if the payment has been submitted before 3:00 PM.
  • Standard payments in euros – funds are credited to the beneficiary’s or correspondent bank’s account in 1 banking day if the payment has been submitted before 3:00 PM.
  • Urgent payments in foreign currencies – funds are credited to the beneficiary’s or correspondent bank’s account in 1 banking day if the payment has been submitted before 3:00 PM.

 

Useful Information

Standing Orders

Regular payment orders intended for the same beneficiaries.